XRP ETFs Cross $1B Assets As Investors Accumulate; What’s Next?

In Brief

• XRP ETF assets reached about $1.1B.
• Over 800M XRP are now held in ETF custody.
• New payments and yield infrastructure are expanding XRPL.

XRP is seeing renewed institutional and infrastructure activity as exchange-traded fund (ETF) inflows, new payment integrations, yield products, and more expand across the ecosystem. XRP traded around $1.45 when total assets under management across XRP ETFs crossed $1 billion. The developments suggest growing financial infrastructure around the XRP Ledger (XRPL).

XRP ETFs And Institutional Interest

Recent ETF flows highlight increasing institutional participation in XRP-related products. Data shared by cryptocurrency industry commentator Zach Rector in a YouTube video on March 4 shows roughly $10 million flowing into the largest XRP ETF during the week, whereas total assets across all XRP ETFs climbed to around $1.1 billion.

More than 800 million XRP are now held within ETF custody structures. That amount approaches one percent of the token’s circulating supply, indicating that institutional vehicles are beginning to absorb meaningful portions of available liquidity. In Rector’s words:

“We have XRP at $1.45. Total AUM on all of the ETFs is 1.1 billion. Over 800 million XRP locked in the vaults now. Love to see it. We are quickly approaching 1% of the total XRP supply being locked in these vaults.”

Trading activity also picked up. Daily ETF volume reached approximately $52 million, suggesting renewed demand from investors adding exposure during recent price pullbacks.

Institutional vehicles are often viewed as an important bridge between the crypto market and traditional capital pools because they allow investors to gain exposure through regulated financial products.

*XRP held in ETF custody. Source: Zach Rector/YouTube*

XRP Ledger Gains New Payment Integration

Infrastructure development is also expanding beyond financial markets. As Rector noted, a Tokyo-based fintech company called Vlightup announced the launch of a trade finance payment platform built on the XRP Ledger.

According to the company’s announcement, the platform uses decentralized escrow mechanisms to facilitate global settlement for letter-of-credit transactions. Traditional settlement processes that typically take several days can be completed almost instantly once transaction conditions are met.

*Vlightup announcement. Source:* *Sachio Minamoto/X*

The project focuses on removing friction from cross-border trade finance. The system relies on multi-party consensus to manage escrow conditions, allowing payment settlement to occur automatically when contractual requirements are satisfied.

Japan has historically been one of the most active regions for XRP-related development. The country’s fintech sector has frequently experimented with XRP-based payment infrastructure due to its speed and relatively low transaction costs.

Expanding Infrastructure Around XRP

Developers are also exploring new yield products linked to XRP liquidity. A recent collaboration between Doppler and digital asset custodian Hex Trust aims to build institutional custody and yield infrastructure for wrapped XRP.

The initiative is designed to expand XRP liquidity across multiple blockchain ecosystems beyond the XRP Ledger itself.

Meanwhile, XRP was at press time changing hands at the price of $1.43, indicating a 1.4% gain on the day, a decline of 0.9% across the week, and a 11.7% drop over the past month, per the latest data.

*XRP price 7-day chart. Source:* *CoinGecko*

Together, these developments reflect a broader trend in which XRP is increasingly integrated into payment systems, financial products, and digital asset infrastructure used by institutional investors.