Ripple Teams Up With a Major UK Asset Manager

In Brief

• Ripple and Aviva aim to tokenize traditional funds on XRPL.
• The move strengthens XRPL’s institutional tokenization strategy.
• Long-term XRP value increasingly ties to real-world asset adoption.

Ripple has announced a new partnership to tokenize traditional investment funds on the XRP Ledger (XRPL). Marking another step in the network’s institutional tokenization strategy. The collaboration was revealed ahead of the XRP Community Day.

In a recent X post, Ripple announced their parnership with Aviva Investors. At its core, this initiative focuses on bringing traditional funds onto the XRPL infrastructure.

Tokenization means representing fund shares as blockchain-based assets. Enabling faster settlement, improved transparency, and programmable compliance.

The Partnership Signals Something Big for XRPL

As explained in an official press release from Ripple, instead of relying solely on legacy custodial rails, tokenized funds can theoretically settle near-instantly. While embedding transfer restrictions, KYC rules, and reporting standards directly into the asset logic.

Furthermore, the XRP Ledger has positioned itself as a high-throughput, low-fee network. Using built-in features such as issued tokens, decentralized exchange functionality, and native settlement capabilities.

Over recent upgrades, XRPL has expanded its support for institutional-grade features, including enhanced token controls and interoperability tooling aimed at regulated financial entities.

As a major global asset manager, Aviva Investors said they’ll benefit from integration of blockchain infrastructure within traditional capital markets.

On the other hand, this partnership also adds a new layer of strength for Ripple. Indeed, the XRPL won’t be just a payments rail, but a programmable financial layer targeting tokenized real-world assets.

Nigel Khakoo, the Vice President for trading and markets at Ripple, emphasized:

Tokenisation is now moving from experimentation to large-scale production. Institutions like Aviva Investors are now focused on how to deploy regulated financial assets at scale. The development of tokenised fund structures is one that we believe can bring huge technological efficiencies to the investment sector, and we expect this to take full effect over the next decade. With its built-in compliance tools, near-instant settlement, and native liquidity, the XRPL provides the secure and scalable infrastructure required to support the next generation of institutional assets.

Impact on XRP’s Price in the Long-Term

From a market perspective, tokenization partnerships tend to influence sentiment more than immediate price action. However, structurally, these integrations matter.

XRP’s long-term thesis revolves around institutional adoption rather than retail speculation. Additionally, each partnership involving asset managers, custodians, or fund issuers reinforces XRPL’s positioning as infrastructure for tokenized finance.

Therefore, if traditional funds begin issuing assets directly on XRPL, this increases network usage, transaction volume, and ecosystem relevance.

Importantly, XRP’s price has reacted strongly to developments tied to institutional rails, custody expansion, and regulatory clarity.

However, short-term volatility often dominates headlines. But long-term valuation usually follows sustained utility growth.

That’s why tokenized fund issuance could support increased ledger activity, demand for transaction liquidity, and broader enterprise integration.

Also, Ripple continues expanding its institutional suite, forming a vertically integrated ecosystem. If tokenization of real-world assets accelerates, XRPL’s early positioning could prove strategically significant.

In that context, this partnership is less about a single announcement and more about Ripple steadily building institutional-grade financial rails on-chain.